 JF Credit
As Credit specialists in the industry for over 20 years we can help you improve your credit score and show you ways to positively increase your score month by month.
Credit is the driving force of the economy and in the volatile market we are facing today
it is more important than ever for consumers to review their credit rating periodically.
Credit is important for purchasing homes (obtaining the best possible loan), applying for a car loan, credit cards and even a new job.
Good credit can mean the difference in thousands of dollars of over payment in interest while with excellent credit you can demand the best rates in the market or even up to 0% when it comes to car loans.
Unfortunately while a 650 score used to be considered a good score now in order to obtain a competitive rate on most purchases one needs a minimum of 680.
Also, do not be fooled by credit scores obtained from personal credit reports because they are always for the most part anywhere from 30 to 50 points higher than a creditors credit report when checking your rating..
There are two main points to always remember regarding credit:
1 – Over 25 % of consumers have erroneous items reported on their credit reports that adversely affect their scores, and…
2 – No matter how bad your credit report may be it can always be fixed, sometimes within a couple of months and other times through corrections and management within a period of time.
THE MAIN POINT IS TO NEVER BE DISCOURAGED AND THE FASTER YOU ADDRESS THE ISSUE THE FASTER YOU WILL IMPROVE IT.
Though JF Credit can help and assist you in correcting your credit history and teach you how to manipulate your credit to your advantage in order to improve your scores,
we would like for you to keep several things in mind in order to maintain the highest score possible.
Enclosed on our site are some basic and crucial CREDIT GUIDELINES for you to follow.
|
JF Credit
